TOTAL BENEFITS Ref Benefit Year 1 Year 2 Year 3 Total Present Value Atr Improved reliability $612,000 $765,000 $918,000 $2,295,000 $1,878,302 Btr Incremental income increase $225,000 $450,000 $675,000 $1,350,000 $1,083,584 Ctr Integration developer labor and onboarding cost savings $412,399 $503,524 $594,649 $1,510,572 $1,237,812 Dtr IT operation labor savings $540,000 $675,000 $810,000 $2,025,000 $1,657,325 Etr Improved application security labor savings $135,000 $135,000 $135,000 $405,000 $335,725 Ftr Technology cost savings $102,000 $204,000 $408,000 $714,000 $567,859 Total benefits (risk-adjusted) $2,026,399 $2,732,524 $3,540,649 $8,299,572 $6,760,607 Analysis of Benefits QUANTIFIED BENEFIT DATAAS APPLIED TO THE COMPOSITE
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